This research, differently form previous papers, want to answer two main questions. The first one, after a comparison between the main characteristics of the new "European DGS" and the main characteristics of the US Federal Deposit Insurance Corporation (FDIC) wants to analyze the similarities and the differences in the two schemes in order to find out if there is a convergence of the schemes. Are the schemes converging towards a specific deposit insurance scheme? The second one consider the fact that the new European Directive requires that DGS's funding arrangements are risk-based systems able to minimize the moral hazard risk.What is the impact of risk-ased insurance premium on isk-tking attitude of banks?
Towards a pan-European deposit guarantee scheme. How bank riskiness is relevant in the scheme?
GIARETTA, ELISA
2014
Abstract
This research, differently form previous papers, want to answer two main questions. The first one, after a comparison between the main characteristics of the new "European DGS" and the main characteristics of the US Federal Deposit Insurance Corporation (FDIC) wants to analyze the similarities and the differences in the two schemes in order to find out if there is a convergence of the schemes. Are the schemes converging towards a specific deposit insurance scheme? The second one consider the fact that the new European Directive requires that DGS's funding arrangements are risk-based systems able to minimize the moral hazard risk.What is the impact of risk-ased insurance premium on isk-tking attitude of banks?Pubblicazioni consigliate
I documenti in IRIS sono protetti da copyright e tutti i diritti sono riservati, salvo diversa indicazione.
